Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. We may also receive compensation if you click on certain links posted on our site. We may receive compensation from our partners for placement of their products or services. While we are independent, the offers that appear on this site are from companies from which receives compensation. Cloud, MN 56302-0060į is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. Write to: Capital One 360, PO Box 60, St. Search for answers to common questions online. Talk in real time with a representative online. How to get in touch with customer serviceĬontact customer service in the following ways: The fee ranges from the equivalent of three to six months of interest. However, you’ll pay a penalty to withdraw your money before the CD matures. If you don’t cash in your CD, Capital One automatically renews it for another term at the current interest rate. Simply sign in to your online account and indicate where you’d like to transfer it. With Capital One 360, you have 10 days from the end of your term to transfer the money in your CD. Other customers have positive experiences with Capital One, including reps that walk through problems step by step or have flexibility during customer hardships. In the reviews, customers complain about unhelpful service and unexpected charges or account holds. Note that it’s common for customers to give reviews online when their experience is negative, which may lead to lower ratings. However, these ratings reflect the company as a whole and not its CD accounts directly. It also receives 1.3 out of 5 stars out of nearly 1,500 reviews on Trustpilot. Customers score it with 1 out of 5 stars out of nearly 1,000 reviewers on the BBB site. However, Capital One sees low review on average from customer ratings. It holds an A- BBB rating for dealing with customer complaints in a timely manner. And keep in mind that our CD tool is only available in the US.Ĭapital One 360 CD reviews and complaintsĬapital One is accredited by the Better Business Bureau (BBB) and has nearly 30 years of experience in the financial industry. Having trouble viewing our CD tool? Try disabling ad blockers.
#CAPITAL ONE 360 ZIP#
Enter your zip code, then adjust your CD type, funding amount and how long you’d like to lock away your money to see available offers and potential earnings. Compare Capital One 360 CD with other CDsĮxplore CD accounts in our table below. The best part is that it requires $0 to open and keep your account.ĭepending on your needs, you may find a high-yield savings account or a short-term CD to be more suited to your savings goals. However, if you’re hoping to earn a high yield without tying up your savings, check out the Capital One 360 Savings with 1.50% APY. To earn the highest APYs for a CD account, look at Discover’s CD options with APYs of 2.60% for its two-year CD. However, its lower overhead costs may be why Capital One can offer competitive APYs in the first place. You’ll need to be comfortable opening the account online, unless you live near one of its 755 brank branches. You’ll pay $5 for each statement you receive by mail. Guaranteed rates on your term CD come with potential drawbacks that include: Lock in the highest rate available during the funding period for up to 10 days, even if that rate changes during funding.Ĭompare how much money you can earn with how long you’ll keep your money parked in the CD. Meet your goals with terms from six months to five years. Interest rates start at 2% and go up to 3.5% for terms of 60 months. In addition to having no minimum opening deposit, no maintenance fees and FDIC insurance up to $250,000, this CD offers: Electronic money transfer from an outside account.Social Security number and date of birth.Be prepared to provide the following details:
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